This tool estimates Stripe standard online card fees for a U.S. account, then shows the gross amount, total fee, and net payout side by side. It is designed for quick planning, not reconciliation.
What this Stripe fee calculator is estimating
How the international fee toggles work
Cross-border and currency conversion are optional because they do not apply to every payment. Turn them on only when the transaction really includes those Stripe surcharges, otherwise the estimate will be too high.
Why net-to-gross mode is useful
Many creators and small businesses know the amount they want to keep after fees, not the amount they should charge. Net-to-gross mode reverses the Stripe fee formula so you can quote a payment amount that lands closer to your target take-home number.