The Stripe Fee Calculator estimates Stripe online payment processing fees and actual payout amounts in real time in the browser, and also supports reverse calculation — enter a target net amount you want to receive, and it automatically computes the total invoice amount to charge the customer. Suitable for SaaS providers to project actual take-home revenue when quoting prices, indie developers to estimate platform deductions for subscriptions or one-time payments, cross-border sellers to account for payment processing fees when setting prices, freelancers to confirm final deposit amounts after Stripe deductions when issuing invoices, and finance staff to quickly verify Stripe fees across different amount scenarios. The tool provides both forward calculation (payment amount → payout) and reverse calculation (target net → invoice amount) modes, based on the standard US Stripe rate of 2.9% + $0.30. All computation runs locally in the browser in real time.
A single transaction amount input field. This amount can be interpreted in two directions: as the amount the customer actually pays (forward mode), used to calculate the actual payout after Stripe deductions; or as the target net amount you want to receive (reverse mode), used to calculate the additional fees to cover and the total invoice amount to charge. The amount is in USD and supports decimal values. Results for both modes are displayed simultaneously upon input.
Two result cards displayed side by side: the first (forward) shows the Stripe fee (2.9% + $0.30) and estimated payout when the customer pays the entered amount, with the fee in red and payout in green; the second (reverse, cyan-themed) shows the additional fee needed on top of the base amount and the recommended total invoice amount if you want to receive that amount net. Both cards use the same fee rate, enabling side-by-side comparison of fee impact in both directions.
All calculations run synchronously in the browser. Forward calculation: platform fee = amount × 2.9% + $0.30; payout = amount − fee. Reverse invoice calculation: invoice amount = (target net + $0.30) / (1 − 2.9%), where $0.30 is the fixed fee and 2.9% is the percentage fee; reverse fee = invoice amount − target net. Rate assumptions were checked against standard US Stripe online card pricing in 2026-06; international cards, non-US accounts, subscriptions, taxes, and negotiated pricing can change the actual fee.
Input example
Transaction amount: 100.00Output example
[Forward] Customer pays $100.00:
Fee: $3.20 (2.9% × $100 + $0.30)
Estimated payout: $96.80
[Reverse] To receive $100.00 net:
Additional fee: $3.30
Recommended invoice: $103.30For US accounts, the standard fee is 2.9% of the transaction amount plus a fixed $0.30 per charge.
The math works for any currency with decimal units, but cross-border conversion fees are dynamic.
This tool is designed for individual transaction auditing. For bulk data, refer to your Stripe dashboard.
Disclaimer: Cross-border or currency conversion fees are not included here. Refer to your Stripe dashboard for final accurate values.
Last updated 2026-06 · ToolOrbit Editorial Team